Licensed Life Insurance Agent · Austin, Texas
Life insurance built around the people and responsibilities that matter to you.
Work directly with Andre, a licensed life insurance agent, to explore life insurance and final expense coverage based on your goals, budget, health, and family situation.
- Life insurance & final expense
- Direct access — no call center
- Plain-English guidance
Andre Farley
Licensed Texas Life Insurance Agent
Texas License #3520489
“Most people call me AJ — that's how I'll introduce myself when we speak.”
Talk with AJHow I can help
Two ways to protect the people who depend on you
Protecting income & family
Life Insurance
Coverage designed around what you're protecting — a spouse, children, a mortgage, a business, or the income your household depends on.
- Replacing income for the people who rely on it
- Helping cover a mortgage or other debt
- Leaving money to family
- Longer-term financial protection
Final expenses
Final Expense Insurance
A smaller permanent life insurance policy that provides a death benefit your beneficiaries may use for funeral costs, burial or cremation expenses, medical bills, debts, or other needs.
- Designed for modest, specific coverage amounts
- Paid insurance — not a government program
- Some plans may not require a medical exam
- Features and eligibility explained before you apply
Why work with Andre
A personal insurance practice, not a sales floor
Direct access
You work directly with Andre rather than being passed between salespeople or call-center representatives. One person, start to finish.
Clear explanations
Policy features, pricing, underwriting, limitations, and tradeoffs — explained in plain English so you can make an informed decision.
Built around the actual need
The process begins with the person, family, budget, and responsibility being protected — not with a predetermined product.
Support through the application
If you decide to move forward, Andre helps you understand the application process and what to expect from the insurance carrier.
How it works
A straightforward process, at your pace
Tell me what you're trying to protect
Complete the short form or schedule a conversation. It takes about a minute.
Review your situation
Andre will discuss your goals, current coverage, budget, health considerations, and available options.
Compare appropriate policies
Review policy features, cost, underwriting requirements, limitations, and tradeoffs.
Apply when you're ready
If you decide to move forward, Andre will help you complete the application and work through the carrier process.
A note from Andre
I approach insurance the way I approach engineering
Understand the problem first. Compare the available options. Explain the tradeoffs. Build around what the person actually needs.
Before insurance, I spent years as a software engineer and technical operator, including work with organizations such as Disney, The Washington Post, and Blue Origin. Like a lot of working professionals, I treated employer life insurance as just another benefit in a company portal — until I learned this business deeply enough to see how many people don't clearly understand what coverage they have, what they need, or what happens when their employment changes.
I became licensed so I could sit down with people directly, understand their situation, and help them get coverage that fits it. That's the whole practice.
More about Andre →
About medical exams
Some policies may be available without a medical exam
Depending on the carrier and product, coverage may be issued using health questions or electronic underwriting instead of an exam. Eligibility and underwriting requirements vary — and Andre will tell you exactly what applies to any option you're considering.
Explore My Coverage Options- Some plans use health questions instead of an exam
- Some simplified products can reach a decision in days rather than weeks
- Some policies may have limited benefits or waiting periods in the early policy years — this will always be explained before you apply
- Applications can typically be completed remotely by phone
Questions, answered
Frequently asked questions
It depends on the policy. Some policies may be available without a medical exam, using health questions or electronic underwriting instead. Others require an exam. Eligibility and underwriting requirements vary by carrier and product, and Andre will explain what applies to the options you're considering.
No, and you should be cautious of anyone who says otherwise. Eligibility depends on age, health, state, coverage amount, and the carrier's underwriting. What Andre can do is review your situation and identify options that may fit it.
Primarily your age, health, the amount and type of coverage, and the carrier's underwriting. Because these vary by person and policy, honest pricing comes from reviewing actual options — not from a generic quote on a website.
Andre will review your request and contact you. He'll ask a few questions, explain the available options, and help you decide whether moving forward makes sense. When he calls, he may introduce himself as AJ.
Yes. Your request isn't passed to a call center or sold to other agents. You work directly with Andre from the first conversation through the application process.
Ready when you are
Start with a conversation, not a sales pitch
Tell Andre what you're trying to protect. He'll review your request, contact you directly, and help you understand the options that may fit your situation.
Explore My Coverage OptionsPrefer to talk first? Call (512) 729-8046 — and if Andre answers as AJ, you're in the right place.